Tools
Mobile installment calculator
See the monthly payment, total markup and total cost of a phone on installments.
Enter the phone price to see your monthly payment.
Estimate only. Banks and shops may add processing fees, insurance or tax. Ask for the full schedule in writing.
Model prices are new PTA approved prices in Pakistan (lowest storage), checked 2026-10-21. Buying used instead? Check a fair price with the used phone price checker.
FAQ
How is the monthly installment calculated?
Price minus down payment is the amount financed. With a flat markup, the yearly markup % is charged on the full financed amount for the whole period and split into equal months. With reducing balance, markup is charged only on what you still owe, like a normal loan.
What markup should I enter?
Enter the yearly markup your bank, card or shop quotes you. For 0% plans enter 0, but check for processing fees. We don't list bank rates because they change often.
Is flat or reducing-balance cheaper?
At the same percentage, reducing-balance is cheaper because markup falls as you repay. Always compare the total you pay.